My husband & I have worked very hard to pay off our debt and build up our savings in the last few years (You can read some about our debt diet here) but we floundered on actually budgeting. Sometimes at the end of the month we looked at our bank account and were shocked to see only a few dollars left after the bills are paid and other months were astounded at how much is left.
Just like it is important to know our totals before we get into the grocery store- we should know what our expenses and income are estimated to be before we enter a new month (or year!)
In an effort to keep better track of our expenses and income I created a print out to put in a binder for my own use. I thought others mind find it helpful too so I decided to share it here. I used this last year and will use it again this year.
To access this free downloadable printable- Download it below Be sure to subscribe to our nightly emails full of money saving deals every night. After subscribing you will receive an email from us nightly with the latest & greatest deals, coupons and savings tips!
Download: 2020 Budget Planner
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